Northwind Pay

Cross-border payment rails built for regional SMEs that banks price out of the market.
Each one began as a thesis on the whiteboard, cleared four gates in twenty weeks, and left the garage with a founding CEO and our first cheque.

Cross-border payment rails built for regional SMEs that banks price out of the market.

An AI copilot for freight forwarders that drafts, prices, and books shipments end to end.

Embedded credit scoring that lets marketplaces underwrite their own sellers in minutes.

A construction materials marketplace where verified stock and next-day delivery are the product.

Back-office automation for independent clinics — scheduling, billing, and claims in one place.

Continuous compliance tooling for digital banks, mapping controls to evidence automatically.

A trade-finance data layer that turns shipping documents into underwritable risk signals.

The next thesis under exploration — industrial heat recovery for mid-size manufacturers.